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Wayne Smith Financial Services, LLC is a BBB Accredited Financial Advisor in Sanford, NC

Long Term Care

Wayne Smith Financial Services has a vast knowledge in helping our seniors and their families plan for their Long-Term Care needs. As we age, usually our medical or long-term care expenses increase, sometimes depleting our assets to a level of crisis.

Some of the Long Term options that may be right for you might include:

  • Asset based LTC products that provide guaranteed rates of return
  • Triple your LTC coverage/payout based on certain assets
  • 100% return of your money if you don’t need the LTC benefit
  • VA Benefits – To help pay for nursing home and assisted living costs.
  • Medicaid Compliant SPIA’s –This type of SPIA will provide financial protection for the spouse if husband/wife is in extensive care.
  • Trusts – Provided by Elder Law Attorneys, we work closely with at affordable cost for our clients. These trusts help shelter wealth from look-
    back periods, can assist in qualifying for VA programs and avoid the worry of probate and more.

Wayne Smith Financial Services can assist you and your family with long-term care planning and help protect your tomorrow by making these important decisions today. Contact us today for your complimentary appointment.