Long Term Care
Wayne Smith Financial Services has a vast knowledge in helping our seniors and their families plan for their Long-Term Care needs. As we age, usually our medical or long-term care expenses increase, sometimes depleting our assets to a level of crisis.
Some of the Long Term options that may be right for you might include:
- Asset based LTC products that provide guaranteed rates of return
- Triple your LTC coverage/payout based on certain assets
- 100% return of your money if you don’t need the LTC benefit
- VA Benefits – To help pay for nursing home and assisted living costs.
- Medicaid Compliant SPIA’s –This type of SPIA will provide financial protection for the spouse if husband/wife is in extensive care.
- Trusts – Provided by Elder Law Attorneys, we work closely with at affordable cost for our clients. These trusts help shelter wealth from look-
back periods, can assist in qualifying for VA programs and avoid the worry of probate and more.
Wayne Smith Financial Services can assist you and your family with long-term care planning and help protect your tomorrow by making these important decisions today. Contact us today for your complimentary appointment.